American Stop Loss is the nation's largest wholesale broker of medical stop loss insurance.

Working closely with leading Consultants, Brokers and TPAs across the United States, we support their needs and those of their clients by offering unmatched access to the industry's top-rated Stop Loss Carriers, highly competitive premium rates and superior service.

Thousands of employers, public and private, with more than 500,000 employees and their dependents have benefited from our partnership with their trusted advisors.

A Legacy of Innovation

American Stop Loss began in 1982 as a benefits consulting firm, becoming one of the pioneers of the concept of municipal risk pools as a means of helping public entities and schools manage health insurance costs.

Today we continue to be the clear leader in public sector business

but also place Medical Stop Loss coverage for large and prestigious private employers. Our business segment expertise includes manufacturing, service and retail industries, universities and school districts, hospitals, labor unions and more.

We have developed specialized expertise with cases that others find difficult or impossible to place

including those with:

• Complex, high cost, continuing claims
• Seriously ill members
• Organ transplant issues
• Genetic disorders
• Retroactive effective dates

We are skilled at negotiating coverage to accomodate:

• Large businesses with multiple employee locations
• Cases with multiple TPAs or replacing a TPA
• Situations where enrollment levels are highly fluid
• Employers with multiple benefit schedules with different
attachment points
• Retiree groups

Medical Stop Loss Insurance... It's complicated, but it's our business.